STTState Street Corporation

“Third, it is what you do with it after that. We have built a centralized AI hub with a deep use-case pipeline that is beginning to scale and will scale over the back half of 2026. This platform supports over 200 AI use cases now, with 70 already live. As they mature, we expect tangible business impact to begin emerging in the back half of 2026 and then accelerating.”

“We are scaling AI-enabled capabilities, embedding more agile ways of working across the organization, and continuing to modernize our technology. With a continued emphasis on operational excellence, consistent execution of our strategy, and delivering for our clients, we are strengthening and improving our core end-to-end capabilities in technology, for the deployment of our AgenTeq platform and AI foundry to scale and accelerate AI in high-leverage areas”

“we are very positive on AI, and a lot of that has to do with the nature of our business, which is investment, operational, and technology intensive. Where are we? First, it is comprehensively embedded across the enterprise. We have broad access and accelerating adoption—virtually every employee where it makes sense has access to the tools, and usage is scaling rapidly, with repeat behavior indicating the tools are becoming part of daily workflows.”

“Second, on development and technology systems, we are fully enabled there, and we are already realizing productivity gains. It is giving us the ability to do more, faster, and get to projects that previously would not have made the cut. All of our developers have access to AI development tools, and we are seeing acceleration in new technology development and modernization.”

“Fourth, agentic service delivery: given the operational intensity of what we do, the opportunities are significant. We have agent-enabled service delivery coming online in July, and our AI Foundry to repeat and scale this.”

“It will start scaling in 2026, and we are going to dimension what the impact will be over the medium term. It will be very meaningful and a very important pillar of how we drive value and bottom-line impact, while also expanding resources to invest in our strategic roadmap. As we get later in the year and start looking at run-rate benefits exiting 2026 into 2027, we will come back and articulate the near-term benefit.”

“The investments required around technology and cyber just to stay where you are—forget about growth—are significant, imposed by regulators and increasingly by clients. Layer on the revolution we are seeing with AI—not just bringing in the technology but profiting from it—the scale around people and know-how is hard for smaller players.”

“Do we think AI destroys the business model? We do not. These are widely available tools; the advantage is in how you deploy them. The real power is not just operational improvement, but creating real agility in how the organization operates—how we face off with clients and organize work internally. We see more opportunity than risk.”

“delivering digital platforms, compelling AI tools in AgenTx, and client solutions. Together, these capabilities help our clients succeed in a constantly evolving market while strategically pivoting State Street Corporation to faster-growing segments of the industry.”

“lastly, all things AI, where we have continued to make investments and make progress. We will wrap all of those building blocks together and what we believe they will contribute over the medium term in our commentary you will hear from us in July.”

“we continue to transform across the platform and accelerate the deployment of AI agents, which holds significant opportunity for State Street Corporation and our clients given the investment, operational, and technology intensity of what we do.”

“We do not dismiss innovators; we follow them, partner with them, and in some cases buy them. But we are not seeing one of them developing into a true scaled player to compete in our pocket of the market.”

“divided views on the long-term impacts of artificial intelligence”